The largest metro
New York’s largest metro area is New York-Newark-Jersey City, NY-NJ (U.S. Census Bureau, Vintage 2025 population estimates, read October 4, 2026). Its most populous county in New York, Kings County, is in GSA’s New York City, NY rate area: lodging $189 to $358 a night, depending on the month, M&IE $92 a day (FY2027). Source: GSA per diem rates, FY2027, from GSA’s per diem API (retrieved September 21, 2026).
Rates across New York
Anywhere in New York without a rate of its own, GSA’s FY2027 standard rate applies: lodging $113 a night, M&IE $68 a day. 19 areas have their own rates:
| Area | Counties GSA lists | Lodging a night | M&IE a day |
|---|---|---|---|
| Albany, NY | Albany | $133 | $86 |
| Binghamton, NY | Broome | $127 | $74 |
| Buffalo, NY | Erie | $144 | $80 |
| Floral Park / Garden City / Great Neck, NY | Nassau | $172 | $86 |
| Glens Falls, NY | Warren | $121 to $195 by month | $86 |
| Ithaca, NY | Tompkins | $145 | $80 |
| Kingston, NY | Ulster | $141 | $86 |
| Lake Placid, NY | Essex | $145 to $225 by month | $86 |
| New York City, NY | Bronx / Kings / New York / Queens / Richmond | $189 to $358 by month | $92 |
| Niagara Falls, NY | Niagara | $113 to $148 by month | $80 |
| Nyack / Palisades, NY | Rockland | $134 | $80 |
| Poughkeepsie, NY | Dutchess | $124 | $80 |
| Riverhead / Ronkonkoma / Melville, NY | Suffolk | $163 | $86 |
| Rochester, NY | Monroe | $136 | $80 |
| Saratoga Springs / Schenectady, NY | Saratoga / Schenectady | $137 to $219 by month | $80 |
| Syracuse / Oswego, NY | Onondaga / Oswego | $136 | $80 |
| Tarrytown / White Plains / New Rochelle, NY | Westchester | $168 | $92 |
| Troy, NY | Rensselaer | $129 | $80 |
| West Point, NY | Orange | $129 | $80 |
Source: GSA per diem rates, FY2027, from GSA’s per diem API (retrieved September 21, 2026).
How a stipend relates to these rates
The U.S. General Services Administration says: “We establish the per diem rates that federal agencies use to reimburse their employees for lodging and meals and incidental expenses incurred while on official travel within the continental United States.” Source: GSA: Per diem rates, read September 30, 2026.
The IRS says: “If your allowance is less than or equal to the federal rate, the allowance won’t be included in box 1 of your Form W-2.” Source: IRS Publication 463 (2025), read October 2, 2026.
The IRS says: “Generally, your tax home is your regular place of business or post of duty, regardless of where you maintain your family home. It includes the entire city or general area in which your business or work is located.” Source: IRS Publication 463 (2025), read October 2, 2026.
More on New York: licensing in New York, New York pay and New York contracts.
Frequently asked questions
What is the GSA lodging rate in New York?
GSA’s FY2027 standard lodging rate in New York is $113 a night. The 19 areas with their own rates run from $113 to $358 a night, depending on the area and the month. Source: GSA per diem rates, FY2027, from GSA’s per diem API (retrieved September 21, 2026).
What is the M&IE rate in New York?
GSA’s FY2027 standard rate for meals and incidental expenses (M&IE) in New York is $68 a day; the 19 areas with their own rates run from $74 to $92 a day. Source: GSA per diem rates, FY2027, from GSA’s per diem API (retrieved September 21, 2026).
Is a stipend at or below the federal rate reported as wages?
The IRS says: “If your allowance is less than or equal to the federal rate, the allowance won’t be included in box 1 of your Form W-2.” Source: IRS Publication 463 (2025), read October 2, 2026.
To see what a package’s stipends come to, use the stipend calculator. Stipend rates for every state.